Malaysia Deposit Insurance Corporation (Basis of Ascertaining the Amount of Refund for Takaful Contribution and Premium) Order 2017

P.U. (A) 128

WARTA KERAJAAN PERSEKUTUAN
FEDERAL GOVERNMENT GAZETTE

PERINTAH PERBADANAN INSURANS DEPOSIT MALAYSIA (ASAS PEMASTIAN AMAUN PEMULANGAN BAGI SUMBANGAN TAKAFUL DAN PREMIUM) 2017

MALAYSIA DEPOSIT INSURANCE CORPORATION (BASIS OF ASCERTAINING THE AMOUNT OF REFUND FOR TAKAFUL CONTRIBUTION AND PREMIUM) ORDER 2017

DISIARKAN OLEH/
PUBLISHED BY
JABATAN PEGUAM NEGARA/
ATTORNEY GENERAL’S CHAMBERS

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AKTA PERBADANAN INSURANS DEPOSIT MALAYSIA 2011

PERINTAH PERBADANAN INSURANS DEPOSIT MALAYSIA (ASAS PEMASTIAN AMAUN PEMULANGAN BAGI SUMBANGAN TAKAFUL DAN PREMIUM) 2017

PADA menjalankan kuasa yang diberikan oleh subperenggan 83(2)(a) dan 83(3)(a) Akta Perbadanan Insurans Deposit Malaysia 2011 [Akta 720], Perbadanan membuat perintah yang berikut:

**Nama dan permulaan kuat kuasa**

1. (1) Perintah ini bolehlah dinamakan Perintah Perbadanan Insurans Deposit Malaysia (Asas Pemastian Amaun Pemulangan bagi Sumbangan Takaful dan Premium) 2017.

(2) Perintah ini berkuat kuasa pada 20 April 2017.

**Pemulangan sumbangan takaful**

2. Jika suatu sijil takaful am terhenti daripada berkuat kuasa di bawah subseksyen 83(1) Akta, pemunya sijil takaful am adalah layak untuk menuntut sebagai hutang yang kena dibayar kepadanya oleh anggota penanggung insurans disebabkan oleh sijil takaful am itu pemulangan sebahagian daripada sumbangan takaful yang sepadan dengan baki tempoh sijil takaful am itu berasaskan amaun prorata sumbangan takaful langsung kasar pemunya sijil takaful am itu yang berkaitan dengan tempoh mulai pada tarikh perintah penggulungan dan berakhir pada tarikh sijil takaful am itu sepatutnya tamat mengikut termanya sendiri.

**Pemulangan premium**

3. Jika suatu polisi am terhenti daripada berkuat kuasa di bawah subseksyen 83(1) Akta, pemunya polisi am adalah layak untuk menuntut sebagai hutang yang kena dibayar kepadanya oleh anggota penanggung insurans disebabkan oleh polisi am itu pemulangan sebahagian daripada premium yang sepadan dengan baki tempoh polisi am itu berasaskan amaun prorata premium langsung kasar pemunya polisi am itu yang berkaitan dengan tempoh mulai pada tarikh perintah penggulungan dan berakhir pada tarikh polisi am itu sepatutnya tamat mengikut termanya sendiri.

Dibuat 11 April 2017
[PIDM/PN/02/2017; PN(PU2)689/IV]

TAN SRI DATUK DR. ABDUL SAMAD HAJI ALIAS
Pengerusi
Perbadanan Insurans Deposit Malaysia

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MALAYSIA DEPOSIT INSURANCE CORPORATION ACT 2011

MALAYSIA DEPOSIT INSURANCE CORPORATION (BASIS OF ASCERTAINING THE AMOUNT OF REFUND FOR TAKAFUL CONTRIBUTION AND PREMIUM) ORDER 2017

IN exercise of the powers conferred by subparagraphs 83(2)(a) and 83(3)(a) of the Malaysia Deposit Insurance Corporation Act 2011 [Act 720], the Corporation makes the following order:

**Citation and commencement**

1. (1) This order may be cited as the Malaysia Deposit Insurance Corporation (Basis of Ascertaining the Amount of Refund for Takaful Contribution and Premium) Order 2017.

(2) This Order comes into operation on 20 April 2017.

**Refund of takaful contribution**

2. Where a general takaful certificate ceases to be in force under subsection 83(1) of the Act, the general takaful certificate owner shall be eligible to claim as a debt due to him by the insurer member on account of the general takaful certificate a refund of a portion of the takaful contribution that is commensurate with the remaining period of the general takaful certificate based on the prorated amount of the general takaful certificate owner’s gross direct takaful contribution attributable to the period beginning on the date of the winding-up order and ending on the date that the general takaful certificate would have expired by its own terms.

**Refund of premium**

3. Where a general policy ceases to be in force under subsection 83(1) of the Act, the general policy owner shall be eligible to claim as a debt due to him by the insurer member on account of the general policy a refund of a portion of the premium that is commensurate with the remaining period of the general policy based on the prorated amount of the general policy owner’s gross direct premium attributable to the period beginning on the date of the winding-up order and ending on the date that the general policy would have expired by its own terms.

Made 11 April 2017
[PIDM/PN/02/2017; PN(PU2)689/IV]

TAN SRI DATUK DR. ABDUL SAMAD HAJI ALIAS
Chairman
Malaysia Deposit Insurance Corporation